Buying Your First Home in Coastal NC?

Here’s What You Need to Know in 2025

If you’re thinking about buying your first home in Wilmington or anywhere along the coast, congratulations — it’s a big milestone, and we’re here to help you do it the smart way.

The 2025 market looks different than it did even a year ago. Between rising inventory, steady prices, and updated rules for working with buyer’s agents, here’s what every first-time buyer should know before jumping in.

1. You Now Choose and Sign with a Buyer’s Agent Early

Due to the 2024 NAR settlement, buyers now sign a representation agreement with an agent before touring homes. This creates transparency and gives you the power to choose someone who will truly advocate for your needs.

Our team offers a free buyer consultation to walk you through this process with no pressure.

2. Get Pre-Approved Before You Start Looking

Pre-approval isn't just helpful — it’s essential. It gives you a clear picture of what you can afford and shows sellers you’re serious.

Tip: Work with a local lender who understands the Coastal NC market — we can introduce you to trusted partners.

3. Understand All Your Upfront Costs

Beyond the down payment, you’ll also need to budget for:

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  Closing costs (typically 2–5% of the purchase price)

  
  


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  Home inspections

  
  


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  Appraisals

  
  


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  Insurance

  
  

We help you break this down early in the process so there are no surprises later.

4. Inspections Matter — Especially on the Coast

In Coastal NC, homes are exposed to humidity, storms, and salt air — which can impact roofs, HVAC systems, and foundations.

Always get a thorough home inspection, even on new construction. It’s your best protection.

5. You Don’t Have to Do It Alone

Buying a home for the first time can feel overwhelming, but that’s exactly why we’re here.

We walk our clients through every step — from deciding if you’re ready, to navigating the paperwork, to handing over the keys.

Free 2025 Buyer’s Guide

We’ve put together a free guide for Coastal NC buyers that breaks everything down in plain English — no confusing jargon.

?? Download your copy here:
www.wilmingtonareahomesearch.com/info/free-buyers-guide

Want help figuring out your first step?
Reach out anytime — we’d love to connect and hear your goals.