Friday, August 30, 2019 / by Toni Wilkins
There’s little more frightening than losing your electricity in the middle of a hurricane. Whatever natural disaster is common in your area, you have probably experienced at least one major disaster in your life. Because of that, you may tend to linger around the generators at your favorite home improvement store when bad weather season starts.
Is this the year you’ll finally install a whole-home generator? Before you swipe that card, take a look at these must-know things about choosing a whole home generator.
A Generator Can Be An Investment In Your HomeYou probably know that in some areas you can get tax credits for installing efficient whole-home generators, but what you may not realize is that a permanently installed generator can also increase your home’s value. According to Consumer Reports, a three to five percent increase in appraised value after a generator is installed isn’t uncommon.
But, you can’t just stick any old generator i ...
Monday, August 12, 2019 / by Toni Wilkins
August 12, 2019 Heather Smith
Real estate can be a tricky business. You put your home on the market, people make offers and there’s a lot of back-and-forth to make sure that everyone gets what they believe is the best deal. There are a lot of gray areas that make things more confusing, too. What if you’re selling your home to one of your own children or another relative and don’t want them to have to pay a bunch of fees and down payments? Maybe you don’t even want to profit off the sale at all… you just want them to be able to cover the remainder of the mortgage. Depending on the situation, using a gift of equity may be a better option to help make the sale happen.
What Is a Gift of Equity?
As you make payments against your mortgage, the amount that’s owed against your home decreases while the value of the property remains the same. The higher the value is, in comparison to what’s still owed against it, the more equity the ...
Friday, March 29, 2019 / by Toni Wilkins
For everyone out there looking at homes right now, there are three little letters that could make or break your purchase decision. They are “H,” “O” and “A.” Three of the most frightening letters of the alphabet, imposed over the largest purchase you’ll ever make — it’s a recipe for high anxiety.
But not every Homeowners Association is the nightmare that many home buyers imagine. As long as you do your homework and know exactly what you’re getting into, your HOA may be the best decision you ever made.
HOMEOWNERS ASSOCIATIONS, MAINTENANCE AND UNIFORMITY
HOAs are often part of life for condo, townhouse and some single family homeowners. They’re not all good and they’re not all bad. Their purpose in this modern world is to maintain a sort of uniformity and authority that can not only help neighbors deal with disputes, but help the neighborhood as a whole keep a nice, shiny reputation.
When it comes to attached hom ...
Wednesday, March 27, 2019 / by Toni Wilkins
Things seem to be getting smarter and smarter these days. From smartphones to smart pressure cookers, anything that can be built with a brain or an internet connection seems to be being bulked up. Some items that are getting brains don’t necessarily make a lot of sense (smart toothbrushes?), and others seem like they should have gotten smarter sooner.
Smart cameras are a perfect example of the latter. They’re a good balance between smart and sexy, and they will keep your smart home safer.
Getting to Know Smart Cameras
A smart camera is different from a regular home security camera in that one camera can integrate with lots of sensors in your home and actually learn your behavior. So, if you normally disarm the alarm at 8:00 am and rearm it at 4:00 pm, that camera will begin to build that information into its profile of your household.
This way, when someone comes in at 8:00 pm and tries to disarm the alarm, even if they’re successful, the camera will be on alert ...